United Arab Emirates IBAN validator

How the IBAN format works

Format
AE + 2 check digits + 3-digit bank code + 16-digit account number (23 chars)
Example
AE070331234567890123456

Things to watch for

  • 23 characters total, all numeric
Regex for IBAN
^AE[0-9]{2}[0-9]{19}$

A UAE IBAN is 23 characters, entirely numeric after the “AE” prefix: two check digits, a 3-digit bank code, and a 16-digit account number, with no spaces in the machine-readable form. That 16-digit account block is unusually wide compared with many European IBANs, which is part of why the overall UAE IBAN runs a character longer than the UK’s or Germany’s despite having a shorter bank-code segment. Anyone sending salary transfers, paying a UAE supplier, or completing an international wire form that requests an IBAN instead of a local account number needs all 23 digits correct and in the right blocks.

How this validator works

This tool checks the “AE” prefix, confirms the bank code block is 3 digits and the account number block is 16 digits, then runs the mod-97 checksum (ISO 7064) UAE banks use to generate valid IBANs — entirely client-side in your browser, with no signup and nothing sent to a server. The result appears the moment you stop typing.

What a pass doesn’t tell you

A pass here confirms the IBAN is correctly formed and internally consistent — not that the account is open, active, or belongs to the payee you expect. This tool does no bank-name lookup against the 3-digit bank code and makes no contact with any bank or clearing system; it’s a pure structure-and-checksum check. If a UAE IBAN you were given fails, the most likely cause is a transposed or dropped digit somewhere in the 16-digit account block — re-check it character by character against the original source.

Scope: UAE IBAN structure and mod-97 checksum validation only — not payment processing, bank-code resolution, or confirming an account is active, none of which a client-side check can tell you. Use this validator to catch a typo before a transfer fails; use your bank to confirm the account itself.

Content last reviewed 2026-07-07.

IBAN FAQ

How many characters does a UAE IBAN have?

23 characters, all numeric after the country code: 'AE', two check digits, a 3-digit bank code, and a 16-digit account number — for example AE070331234567890123456. There are no letters anywhere in the UAE BBAN.

Is a UAE IBAN longer than a UK or German one?

Yes, at 23 characters it's a digit longer than the UK's 22 and Germany's 22, mainly because the account number block itself is 16 digits — wider than most European domestic account formats.

Can this tool confirm the bank code matches a real UAE bank?

No. It checks only that the IBAN is correctly structured and passes the mod-97 checksum. Resolving the 3-digit bank code to an actual institution, or confirming the account is active, needs your bank or the Central Bank of the UAE — not a client-side validator.

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